The Company’s risk management system has the objectives of identifying and analyzing risks to the Company, establishing appropriate risk limits and controls and monitoring risks and compliance with established limits, but without unduly affecting the competitiveness and flexibility of the Company.
The risks faced by the Company are as follows:
Credit risk
Credit risk is the risk of financial loss when a customer of the Company defaults on its obligations.
Credit risk is managed primarily by establishing policies for extension of sales credit. Concerning financial assets recognized in the financial statements, the maximum credit risk exposure is the recorded value.
Market risk
Market risk is the risk incurred when the fair value of the future cash flow of a financial instrument fluctuates due to changes in market prices reflecting interest rate risk and currency risk.
Liquidity risk
Liquidity risk is the risk arising, among others, from inability of the Company to settle obligations when due and payable.
Operational risk
Operational risk is the risk of loss caused by inadequacy or failure of internal processes, human factors and systems or due to external events. This is an inherent risk in all the business processes, operational activities, systems and products of the Company.
In 2023, the Company is confident that its risk management systems functioned effectively as designed. Even so, the Company went further in its efforts to put risk limits and controls in place to strengthen competitiveness, these measures involved the spreading of risks, avoidance of risks, reduction in levels of risks by means of the internal control system or acceptance of existing risks.